If you’re a Medicare beneficiary, it’s important to be informed about the plan options available. Medicare is the largest health insurance program in the United States, and you’ll want to make sure your coverage meets your specific needs. For Medicare Help, EmblemHealth is here to assist you in navigating this confusing system and ensuring you have the correct coverage to meet your needs.

Medicare covers most hospital and doctor visits, as well as some home care services and some medical equipment. It also provides coverage for prescription drugs. Medicare Advantage plans are available in many areas and usually offer additional benefits like dental, vision and hearing.

Original Medicare Parts A and B is free for most people because they or their spouse paid into the system through payroll taxes while working. The only cost to most people is the monthly Part B premium. If you choose to add Medicare Part D drug coverage, it will generally have a separate premium. The amount you pay for drugs is based on your income and the type of plan you choose. Some plans have yearly limits on the total you pay for services, while others have specific limits on in-network and out-of-network costs.

You may also be able to get help with your Medicare Part D drug costs through a program called Extra Help. This helps pay the plan’s monthly premium, annual deductible and lowers your prescription copays. Eligibility depends on your income and resources, which include your bank accounts, cash at home, investments like stocks and bonds, personal property and real estate. Certain assets, like your home, car and life insurance policies, back payments from Social Security or SSI, burial plots and contracts and burial contracts don’t count toward these limits.

You’ll also need to decide whether you’re a good candidate for Medicare Advantage, which combines the benefits of Parts A and B into one plan with a single monthly premium. There are a lot of different Medicare Advantage plans available, so it’s important to do your research before enrolling. Choose a plan with the doctors you like and consider what other features you may need, such as a PPO that lets you see specialists without referrals or an HMO that includes a network of hospitals.

Whether you have Original Medicare, a Medicare Advantage plan or prescription drug coverage from an employer or union, your state may provide programs to help with your Medicare costs. Contact your state’s Health Insurance Assistance Program for information about the details.

Cryotherapy, a treatment that involves exposing the body to extremely cold temperatures for therapeutic purposes, has rapidly gained popularity across the United States for its potential health benefits. In Kansas, this cutting-edge treatment has found its place in the wellness and recovery industry, with a growing number of clinics offering services ranging from muscle recovery to pain management and skin rejuvenation. In this article, we will explore what Cryotherapy Kansas City is, its health benefits, its availability in Kansas, and considerations for those interested in trying it.

What is Cryotherapy?

Cryotherapy, derived from the Greek words “cryo” (cold) and “therapy” (treatment), involves using cold temperatures to treat various physical and mental conditions. This treatment can be administered in several ways, the most popular being whole-body cryotherapy (WBC), localized cryotherapy, and cryosurgery.

• Whole-body Cryotherapy (WBC): This involves standing or sitting in a chamber cooled by liquid nitrogen or refrigerated air. The treatment lasts from 2 to 3 minutes and exposes the body to temperatures between -200°F and -300°F (-130°C to -184°C). This intense cold stimulates the body’s natural healing mechanisms and promotes overall wellness.

• Localized Cryotherapy: In this type of cryotherapy, cold air or ice packs are applied directly to a specific part of the body, such as an inflamed joint or sore muscle. It is often used for pain relief and recovery in targeted areas.

• Cryosurgery: This form of cryotherapy uses extreme cold to remove abnormal tissue, such as precancerous cells, warts, or skin growths. It is generally performed by medical professionals and is a precise, targeted application of cryotherapy.

Health Benefits of Cryotherapy

Cryotherapy has a wide range of potential health benefits, making it an attractive option for people seeking alternative treatments for common ailments and overall wellness. Some of the key benefits include:

1. Muscle Recovery and Pain Relief

Cryotherapy is highly effective for athletes and those who experience muscle soreness due to intense physical activity. Exposure to cold temperatures helps reduce inflammation and promotes faster recovery by stimulating the body’s natural healing processes. Many athletes use cryotherapy as part of their post-workout routine to speed up muscle recovery and reduce downtime.

For individuals suffering from chronic pain, such as arthritis or fibromyalgia, cryotherapy offers relief by numbing the affected areas, reducing inflammation, and improving blood flow to the tissues. This makes it an excellent option for people looking for non-invasive treatments for pain management.

2. Improved Skin Health

Cold therapy has been linked to improved skin tone and texture. Cryotherapy helps stimulate collagen production, which can improve the appearance of fine lines and wrinkles. It is also effective for treating conditions such as eczema, psoriasis, and acne by reducing inflammation and promoting skin healing.

3. Boosted Metabolism and Weight Loss

Cryotherapy can also assist with weight management. When the body is exposed to cold temperatures, it burns more calories to maintain its core temperature. As a result, regular cryotherapy sessions can boost metabolism and support weight loss efforts. Additionally, cold exposure is thought to activate brown fat, a type of fat that helps burn calories and generate heat.

4. Enhanced Mood and Stress Relief

Another surprising benefit of cryotherapy is its positive impact on mental health. Exposure to cold temperatures stimulates the production of endorphins, the body’s natural “feel-good” hormones. As a result, individuals often experience a boost in mood, reduced stress levels, and even relief from symptoms of depression and anxiety.

Cryotherapy in Kansas

Kansas has seen a rise in the number of cryotherapy centers offering these services to residents. From Kansas City to Wichita, people are discovering the benefits of this alternative treatment, with several clinics specializing in cryotherapy and other wellness services.

1. Restore Hyper Wellness + Cryotherapy (Kansas City)

One of the most well-known cryotherapy providers in Kansas City is Restore Hyper Wellness. They offer whole-body cryotherapy, localized cryotherapy, infrared sauna sessions, and more. Their knowledgeable staff helps clients achieve their wellness goals by providing a variety of cryotherapy services that improve recovery, enhance performance, and promote general health.

2. CryoUSA (Overland Park)

CryoUSA, located in Overland Park, is another premier provider of cryotherapy services in Kansas. This center specializes in whole-body cryotherapy, localized treatments, and cryofacials, which are cold therapy sessions for the face aimed at reducing wrinkles and promoting skin health. Their state-of-the-art equipment ensures clients receive a safe and effective cryotherapy experience.

3. The Cryo Lounge (Wichita)

Located in Wichita, The Cryo Lounge offers a range of cryotherapy services, including whole-body cryotherapy, localized cryotherapy, and infrared therapy. They also offer additional wellness treatments, such as compression therapy and light therapy, making it a one-stop shop for those seeking a comprehensive wellness experience.

Considerations and Safety

While cryotherapy offers numerous benefits, it’s important to approach it with caution. Here are some considerations to keep in mind:

• Consult a Healthcare Provider: Before undergoing cryotherapy, especially if you have underlying medical conditions such as heart disease, hypertension, or respiratory issues, it’s important to consult with a healthcare provider to ensure the treatment is safe for you.

• Trained Professionals: Cryotherapy should only be performed by trained professionals who understand the proper protocols to ensure safety. Improper use of cryotherapy, especially in whole-body chambers, can lead to complications.

• Possible Side Effects: Although rare, some individuals may experience side effects such as redness, numbness, or skin irritation after a cryotherapy session. It’s crucial to monitor your body’s response to the treatment and inform your provider if you have any adverse reactions.

Conclusion

Cryotherapy is a powerful, non-invasive treatment that offers numerous benefits, from pain relief and muscle recovery to improved skin health and enhanced mood. As more clinics offering cryotherapy services pop up across Kansas, residents now have access to this modern therapy that can support their overall wellness. Whether you’re an athlete recovering from intense training or simply looking for a boost to your mental and physical health, cryotherapy might just be the solution you need. However, it’s always best to consult with a healthcare provider before beginning any new treatment to ensure it aligns with your health goals.

Medigap Plans, also known as Medicare Supplement Insurance, play a crucial role in helping seniors manage the out-of-pocket costs that original Medicare does not cover. For many retirees, navigating the complexities of Medicare can be overwhelming, especially when it comes to understanding what is and isn’t included in Parts A and B. This is where Medigap Plans come into focus, offering additional financial protection and peace of mind for those who want to ensure their healthcare needs are fully met without unexpected expenses.

As people age, healthcare becomes an increasingly important part of life. While original Medicare covers a substantial portion of medical services, it leaves gaps that can lead to significant personal spending. These gaps include deductibles, coinsurance, and copayments—expenses that can add up quickly, especially during a prolonged illness or hospitalization. Medigap Plans are designed to fill these coverage holes, helping beneficiaries avoid large medical bills that could affect their financial stability. With a Medigap policy, individuals can receive more predictable healthcare costs and reduce the stress associated with unexpected charges.

Medigap Plans are offered by private insurance companies and standardized across most states, making it easier to compare options and find the right fit. Each plan is labeled with a letter, such as Plan G or Plan N, and although the premiums may vary depending on the provider and location, the core benefits of each plan remain the same. This standardization means that seniors can focus on comparing prices and customer service rather than trying to decode different levels of coverage. Many people choose Medigap because it allows them to visit any doctor or specialist that accepts Medicare patients, without needing referrals or staying within a network.

One of the key advantages of Medigap is the ability to maintain continuity of care and flexibility, especially for those who travel frequently or divide their time between multiple states. Unlike some Medicare Advantage plans that restrict provider access based on geographic location, Medigap Plans provide coverage anywhere Medicare is accepted, offering seniors greater freedom and choice in managing their healthcare. This is particularly beneficial for retirees who value independence and want to maintain access to their preferred doctors and hospitals.

As healthcare costs continue to rise, having a reliable supplement to Medicare has become more important than ever. Medigap Plans not only help cover out-of-pocket expenses but also offer a sense of financial security during retirement. Choosing the right plan involves considering current health needs, anticipated future care, and budget. With thoughtful planning and a clear understanding of the options available, seniors can make informed decisions that enhance their overall quality of life. Ultimately, Medigap Plans represent more than just supplemental coverage—they are an investment in one’s long-term well-being and peace of mind.

IPTV is a streaming service that provides premium entertainment at a fraction of the cost of traditional cable. It offers a variety of channels, movies, and TV shows and comes with an EPG, stable servers, and dedicated customer support. It also supports multiple devices at the same time. Its flexible subscription plans include monthly, yearly, and three-year options. You can stream on Smart TVs, iOS and Android devices, laptops, desktop computers,TiviPlay IPTV service boxes, and Roku.

TiviPlay is one of the best IPTV services that provides access to a wide variety of international channels and popular TV shows in HD quality. Its simple, straightforward setup makes it easy to use on any device. You can even watch live sports and pay-per-view events. Its extensive library of movies and TV shows also includes classics as well as the latest releases. The TiviPlay team also provides WhatsApp and email support, so you can get assistance if you have any problems.

If you’re experiencing issues with your TiviPlay IPTV service, it’s important to troubleshoot the problem before contacting your provider for help. Most common problems have simple fixes, so it’s worth trying them first. For example, if your IPTV streams in low-quality video, try closing other apps that are using your internet connection. It may also help to reboot your IPTV player or router. If that doesn’t solve the issue, you can try resetting your internet connection or changing the DNS server address.

The best IPTV providers offer a range of features to suit different types of users. For instance, some offer live sports channels while others provide a huge selection of on-demand TV and movies. These providers also offer a free 24-hour trial to allow users to test the service before committing. Some of them also feature stable servers and anti-buffering technology to ensure smooth streaming.

Xtreme HD IPTV is another great option for movie lovers and binge-watchers. It has a huge collection of movies, TV shows, and VODs available in HD quality. This includes the latest releases and the most popular shows. Additionally, Xtreme HD IPTV has an extensive library of international movies and TV shows.

Choosing an IPTV service is a big decision. You want to make sure that the provider you choose has a good reputation and is trustworthy. There are several ways to determine the reliability of an IPTV service, including reviews, customer testimonials, and price. Some IPTV providers also offer a money-back guarantee if you’re not satisfied with the service. It’s important to find a service that suits your needs and budget. In addition to the cost of the service, you should consider other factors such as the number of channels and the quality of the content. For example, you should avoid choosing a service that has a lot of advertisements. This is because they will interfere with your viewing experience and can be distracting.

A Medicare Agent in Charlotte is an expert who helps people understand the diverse Medicare options and select the best plan for their healthcare needs and financial situation. These professionals help navigate the many different Medicare plans and offers in Mecklenburg County and the surrounding area, including the networks of major providers such as Atrium Health and Novant Health. They can also provide advice and guidance about Medicare Advantage, Part D, and other supplements. The right Medicare agent can make the entire process of selecting coverage and enrolling in Medicare simpler, especially for new enrollees.

Finding the right Medicare agent should be a top priority for anyone looking to select a Medicare plan in Mecklenburg County or anywhere else in the United States. Ideally, the agent will be an independent insurance broker who has access to multiple Medicare insurance companies and can give you unbiased advice about the different options available. There are several ways to find a Medicare insurance agent in Charlotte, including asking for recommendations from friends and family or searching online directories. It’s important to verify that a Medicare agent is licensed and follows state regulations.

Some Medicare brokers may have a conflict of interest that prevents them from advising you about the best plan for your needs. In addition, some Medicare agents may have affiliations with certain insurers, which can influence which plans they recommend. Make sure to ask if an agent is affiliated with a particular company and how many Medicare plans they offer.

Choosing the right Medicare plan is an essential step for any individual who is approaching retirement. However, the diverse options can be overwhelming, and it’s crucial to work with a Medicare agent in Charlotte who can help you understand the plan options and select the best option for your unique situation.

Medicare Advantage plans are an alternative to Original Medicare and often include additional benefits like dental, hearing, and vision care. These plans can also lower co-pays and other out-of-pocket costs for beneficiaries, making them a great option for individuals who want to save money.

Medicare Part D is a supplement to Medicare that covers prescription drug costs. In Charlotte, there are a number of different Medicare Part D plans from various insurance providers. Each of these plans has a specific list of drugs that it covers, known as a formulary. Those who are interested in getting a Medicare Part D plan should assess their medications and healthcare needs before selecting the right plan.

GWG Holdings, a financial services company, operates as a provider of liquidity solutions and services for the owners of illiquid investments. The Company offers a broad range of trust products, investment advisory services, liquidity solutions, and custody and administration services to mid-to-high-net worth individuals. GWG Holdings serves clients in the United States.

In 2021, GWG’s independent auditor resigned and the Securities and Exchange Commission SEC began investigating its financial statements. However, GWG did not tell investors about these issues until April 2022 – after the firm filed for bankruptcy.

The bankruptcy filing sparked lawsuits from angry investors. Some of the investors had invested their retirement savings in GWG’s alternative and illiquid bonds called “L Bonds,” which were backed by life settlements. L Bonds pooled money from investors to purchase life insurance policies in the secondary market and then used payouts from those policies when people died to pay them back. Unfortunately, the risky investments were not appropriate for retail investors, including many retirees and elderly individuals.

As a result, the Company’s financial performance declined and its L Bonds became illiquid. Investors lost their principal and received less than the promised monthly interest payments and final maturity amount. As a result, GWG Holdings is no longer able to fulfill its obligations to its L Bond investors.

GWG’s bankruptcy filing also created uncertainty for investors in its illiquid alternative investments, which are often sold by brokers-dealers and financial advisors. According to an article in Investment News, Silver Law Group Founder Scott Silver weighed in on a recent FINRA arbitration that awarded nearly $100,000 to a client who bought $80,000 worth of GWG’s illiquid L-Bonds.

In the case, the client purchased the GWG bonds through a broker-dealer called Titan Securities, Inc. The dispute centered around the broker-dealer’s failure to disclose that GWG was facing an SEC investigation and that it was not filing its financial reports on time.

The Trustee has now begun the process of liquidating GWG’s assets and working with the Litigation Trustee to prosecute litigation against those parties that directly or indirectly led to the Company’s downfall. The Trustee will continue to work diligently to recover as much value as possible for the benefit of impacted investors.

When choosing media buying and planning software, it’s important to consider key features that align with your objectives, such as audience targeting capabilities and integration with advertising platforms. Additionally, you should look for a solution that offers efficient workflows and automation for managing ad placements and audience data.

Media purchasing and planning software program is a specialized electronic advertising device that raises organizational-level digital advertising devices to sustain the complexities of performance advertising and marketing campaigns. It makes it possible for brand names to carefully prepare and examine advertisement positionings and audience information, making it less complicated for online marketers to optimize campaign outcomes.
An extensive media preparation device is vital to improving your company operations and ensuring accurate marketing metrics. The most effective media purchasing and preparation software is user-friendly, permitting you to quickly assemble and assess information for all of your campaign-related initiatives. In addition, the right media purchasing and planning tool can save you time and money by automating the procedure of creating and submitting ad orders for all of your campaigns.

The leading media acquiring and preparation services include a range of necessary features to improve your advertising procedures, consisting of flowcharts for envisioning ad placements, agency RFP scorecards for helping with companion analyses, and ad campaign schedules orchestrating all marketing initiatives. The leading alternatives likewise offer a variety of analytics and reporting capacities, offering insights right into project performance at any type of moment.

Utilizing a white-label DSP, like Epom, is an effective way to purchase advertising stock and manage your project throughout. It provides you access to multiple advertisement exchanges and enables you to optimize your ad positionings for ideal interaction and ROI. Furthermore, it supports all significant advertisement formats and works with all your preferred web browsers and tools.

Other essential attributes to try to find in a media purchasing and planning solution include an instinctive interface, structured order development abilities, and detailed analytics and coverage. You ought to likewise be able to conveniently tailor the system for your special requirements and integrate it with various other advertising and marketing platforms, making it possible for linked tracking and structured project evaluation.

The media purchasing and planning market is expanding, so it’s critical to remain in advance of the competition by using an innovative platform that supplies a full spectrum of devices for providing phenomenal campaigns. Whether you are a tiny local service or an enterprise-level brand, these tools can help you reach your target market, rise conversions, and enhance sales. So, what are you waiting for? Locate the suitable remedy for your company and get going today.